Your wealth deserves a guardian that never sleeps
Anchora documents your financial and physical assets - bank accounts, crypto wallets, pensions, property, and more - and guides your trusted contact through a verified, step-by-step discovery process when the time comes.
Free to start · No credit card required
Last active: Today
Inactive in 42d 7h 23m
GTBank Savings
Bank Account
Binance Wallet
Crypto Wallet
ARM Pension
Pension Portal
The problem
Financial wealth is being lost every day
A few honest questions reveal the gap. If you hesitate on any of these, so will the person left to figure it out.
Would anyone even know what you have?
Bank accounts, pensions, investments - not just access to them, but knowing they exist at all. As of December 2024, Nigerian banks reported roughly 19.7 million dormant accounts, many simply because no one knew to look.
Is there one person actually responsible?
“The family will figure it out” isn't a plan. Without one person clearly responsible, everyone assumes someone else has it handled. This may explain why PenCom reports over 92% of Personal Pension Plan retirement savings accounts remain unfunded or untouched as of Q3 2025.
Would they know how to actually get it?
Every bank, pension provider, and registry has its own process and paperwork. And the physical trail - title deeds, certificates, vehicle documents - is often only as safe as the drawer, box, or filing cabinet it's kept in.
How it works
Three steps to a protected legacy
Anchora is built to be simple for the owner, careful in its release, and clear for your trusted contact - every step of the way.
Build your vault
Document your financial and physical assets one by one - banks, crypto exchanges, investment platforms, pension portals, property, and more. Everything is encrypted end-to-end. You control what goes in.
- Attach supporting documents - title deeds, statements, certificates of ownership, and more - to any asset record, so your trusted contact has more than just a name and account number to work with.
Designate your trusted contact
Choose the one person you trust to manage the handover. Set an inactivity window (3 to 18 months) and Anchora guides your trusted contact through discovery for every asset when the time comes.
Stay active, stay in control
Normal use of your account keeps your status current - no separate check-in action required. If Anchora doesn't hear from you for the period you set, it initiates a careful, staged verification process before anything is released.
Asset categories
Every account. One vault.
Anchora supports major categories of financial and physical assets - digital accounts and titled property alike.
Bank Account
Current, savings, and fixed deposit accounts
Investment Platform
Stocks, mutual funds, and brokerage accounts
Crypto Wallet
Exchange accounts and self-custody wallets
Pension Portal
RSA, contributory, and occupational pensions
Insurance Policy
Life, health, and property insurance policies
Foreign Account
Offshore banks and international holdings
Real Estate
Property titles, land documents, and survey plans
Vehicle
Cars and other titled vehicles with proof of ownership
Jewelry & Watches
High-value items with certificates of authenticity
Share Certificates
Physical stock certificates and paper securities
Other
Any asset that doesn't fit a category
Inactivity engine
A careful, staged release. Every time.
Anchora doesn't make assumptions. If you go quiet, it starts gently - warning you first, giving you time to respond, and only proceeding through a verified, step-by-step handover if there is truly no response.
- You set the inactivity window (3 to 18 months)
- Multiple warning notices before anything is triggered
- Your trusted contact completes identity verification
- Full audit trail of every action taken
- You can cancel or reset the process any time you're active
Active
Owner is engaged. Vault is locked and records are up to date.
Warning sent
Inactivity threshold approaching. Owner receives email alerts.
Release triggered
Grace period expired with no response. Staged release workflow begins.
Identity verified
Your designated trusted contact verifies their identity through a secure process.
Discovery guided
Your verified trusted contact is guided step-by-step through discovery for each asset.
Roles
Built for everyone in the process
Anchora is designed with two distinct roles in mind, each with purpose-built tools and a clear, guided experience.
Account Owner
Take full control of your financial legacy
You decide what goes in, who is guided through it, and when. Anchora gives you the tools to build a comprehensive plan without needing a lawyer or technical expertise.
- Build and manage your personal vault
- Document any financial or physical asset
- Set an inactivity window from 3 to 18 months
- Designate a trusted contact
- Normal account use keeps your status current
Trusted Contact
Carry out the plan, exactly as intended
The one person the owner trusts to manage the handover. Your trusted contact goes through a clear, guided process to verify their identity and is walked through discovery for every asset - no legal battles, no guessing.
- Guided, step-by-step discovery instructions per asset
- Identity verification to confirm you're the right contact
- Clear timeline for every stage of the handover
- Navigate the handover without involving courts
- Supported onboarding experience throughout
Security
Security is not optional. It's the foundation.
You're trusting Anchora with your most sensitive financial information. We take that responsibility seriously - from the moment you add a record to the moment your trusted contact begins discovery.
Encrypted storage
AES-256 encryptionYour data is encrypted at rest and protected using industry-standard security practices. These are the same baseline standards trusted by financial platforms.
Multi-factor authentication
Available on all plansAccount access supports MFA at every login. Trusted contact identity verification uses multiple independent checks as an added layer of confirmation during guided discovery.
Immutable audit trail
Full historyEvery action in your vault - logins, edits, release triggers, and verifications - is logged with a tamper-evident audit trail available to administrators.
Identity-verified releases
Verified handoverYour trusted contact goes through an identity verification process as an added safeguard, backed up by human review at every stage of guided discovery.
Monitored, accountable releases
Internal oversightEvery release is monitored and logged internally, with a full audit trail for accountability.
Reliable and backed up
Daily backupsYour data is backed up regularly and stored securely, so your records are protected against loss.
256-bit
Encryption standard
Verified
Release model
100%
Audit coverage
Pricing
Simple, transparent pricing
Start for free. Upgrade to Pro for unlimited assets and a fully configurable release. No surprise charges, no hidden fees.
Free
No card required to get started
Get started free- Up to 3 asset records
- 1 designated trusted contact
- All 11 asset categories
- 1 supporting document per asset record
- Standard inactivity release
- Email support
Pro
₦2,000/month equivalent · save ₦6,000 vs monthly
Pro billing launches shortly. Join free today and upgrade as soon as it's available.
- Unlimited asset records
- 1 designated trusted contact
- All 11 asset categories
- Up to 3 supporting documents per asset record
- Configurable inactivity window
- Downloadable vault summary
- Trusted contact gets full guided discovery access
- Priority support
Pro prices shown in Nigerian Naira (NGN). Billing via Paystack opens shortly.
Protect your legacy.
Start today.
Create your vault in minutes and give your trusted contact a clear path forward.
Documenting what you have takes minutes. Figuring it out without you can take years.
Get started freeFree to start · No credit card required